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credit report

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Annual Credit



National Credit Union Administration, a U.S. Government Agency

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


National Credit Union Administration, a U.S. Government Agency


Share Certificates

Rates Effective March 24, 2021


Term Interest Rate Annual Percentage Yield
6 mo .65% .65%
1 yr .75% .75%
2 yr 1.00% 1.00%
3 yr 1.25% 1.25%


Loan Rates

Effective June 11, 2014


Approx. Term Daily
New Auto
2013 - 2015
36 months 0.0082% 2.99%
  48 months 0.0089% 3.25%
  60 months 0.0096% 3.50%
  72 months 0.0103% 3.75%
Used Auto
2012 - 2009
36 months 0.0110% 4.00%
  48 months 0.0116% 4.25%
  60 months 0.0123% 4.50%
Used Auto
2008 - Older
36 months 0.0137% 5.00%
  48 months 0.0144% 5.25%
Share/CD Secured 36, 48 & 60 months. 0.0123%; 4.50%
Signature Loan Up to 60 months 0.329% 12.00%
All other secured
Up to 48 months 0.0233% 8.5%
Recreational Vehicles
Six years to new
Up to 84 months 0.0178% 6.50%    
$15,000 Minimum
(90% NADA value)
  Up to 120 months 0.0205% 7.50%    
$20,000 Minimum
(85% NADA value)
  Up to 180 months 0.0233% 8.50%    
$25,000 Minimum
(80% NADA value)


Add-ons and refinances will keep existing interest rates unless $2,500.00 or more is added on.

The ANNUAL PERCENTAGE RATE you receive for the above sub accounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Ask the credit union for the rate you qualify for.

COLLECTION COSTS: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees paid to an individual who is not an employee of the Credit Union. The attorney fees you pay will not exceed 15% of the unpaid debt.

LATE CHARGES: We will charge you a late fee of $1.50 for each 30 days that you are late, if we do not receive your payment within 30 days of its due date.

Insufficient Fund Checks: You will pay a fee of $20.00 for any check returned Unpaid or Insufficient Funds.

All loans will be made using the Loan Policy guidelines.


Topeka Firemen's Credit Union

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