loan calculators

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credit report

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National Credit Union Administration

 

 

 

rates

Share Certificates

Rates Effective March 15, 2012

 

Term Rate Yield
6 mo .50% .501%
1 yr .75% .752%
2 yr 1.00% 1.004%
3 yr 1.25% 1.256%

 

Loan Rates

Effective April 1, 2013

 

SubAccount
Description		 Approx. Term Daily
Periodic
Rate		 Annual
Percentage
Rate
New Auto
2008 & Newer 		36 months 0.006849% 2.50%
  48 months 0.006849% 2.50%
  60 months 0.006849% 2.50%
  72 months 0.006849% 2.50%
       
Used Auto
2003 - 2007		 36 months 0.06849% 2.50%
  48 months 0.06849% 2.50%
  60 months 0.06849% 2.50%
       
Used Auto
2002 - Older		 36 months 0.06849% 2.50%
  48 months 0.06849% 2.50%
       
Share/CD Secured Rates will be 2.0% higher than a 3 year CD rate.
Terms available 36, 48 and 60 months.
       
Signature Loan Up to 60 months 0.32877% to
0.035616%		 12.00% to
13.00%
       
All other secured
loans		 Up to 48 months 0.06849% 2.50%
       
Recreational Vehicles
Six years to new		 Up to 84 months 0.0178% 6.50%    
$15,000 Minimum
(90% NADA value)
  Up to 120 months 0.0205% 7.50%    
$20,000 Minimum
(85% NADA value)
  Up to 180 months 0.0233% 8.50%    
$25,000 Minimum
(80% NADA value)

 

Add-ons and refinances will keep existing interest rates unless $2,500.00 or more is added on.

The ANNUAL PERCENTAGE RATE you receive for the above sub accounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Ask the credit union for the rate you qualify for.

COLLECTION COSTS: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees paid to an individual who is not an employee of the Credit Union. The attorney fees you pay will not exceed 15% of the unpaid debt.

LATE CHARGES: We will charge you a late fee of $1.50 for each 30 days that you are late, if we do not receive your payment within 30 days of its due date.

Insufficient Fund Checks: You will pay a fee of $20.00 for any check returned Unpaid or Insufficient Funds.

All loans will be made using the Loan Policy guidelines.

 


Topeka Firemen's Credit Union

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