loan calculators

Financial calculations can be tricky. Our calculators make it easy! Visit our calculator center and perform financial calculations in snap!

 

credit report

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Annual Credit Report.com

 

 

National Credit Union Administration

 

 

 

rates

Share Certificates

Rates Effective March 15, 2012

 

Term Rate Yield
6 mo .50% .501%
1 yr .75% .752%
2 yr 1.00% 1.004%
3 yr 1.25% 1.256%

 

Loan Rates

Effective June 11, 2014

 

SubAccount
Description
Approx. Term Daily
Periodic
Rate
Annual
Percentage
Rate
New Auto
2012 & Newer
36 months 0.0082% 2.99%
  48 months 0.0089% 3.25%
  60 months 0.0096% 3.50%
  72 months 0.0103% 3.75%
       
Used Auto
2011 - 2006
36 months 0.0110% 4.00%
  48 months 0.0116% 4.25%
  60 months 0.0123% 4.50%
       
Used Auto
2005 - Older
36 months 0.0137% 5.00%
  48 months 0.0144% 5.25%
       
Share/CD Secured 36, 48 & 60 months. 0.0123%; 4.50%
       
Signature Loan Up to 60 months 0.329% 12.00%
       
All other secured
loans
Up to 48 months 0.0233% 8.5%
       
Recreational Vehicles
Six years to new
Up to 84 months 0.0178% 6.50%    
$15,000 Minimum
(90% NADA value)
  Up to 120 months 0.0205% 7.50%    
$20,000 Minimum
(85% NADA value)
  Up to 180 months 0.0233% 8.50%    
$25,000 Minimum
(80% NADA value)

 

Add-ons and refinances will keep existing interest rates unless $2,500.00 or more is added on.

The ANNUAL PERCENTAGE RATE you receive for the above sub accounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Ask the credit union for the rate you qualify for.

COLLECTION COSTS: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees paid to an individual who is not an employee of the Credit Union. The attorney fees you pay will not exceed 15% of the unpaid debt.

LATE CHARGES: We will charge you a late fee of $1.50 for each 30 days that you are late, if we do not receive your payment within 30 days of its due date.

Insufficient Fund Checks: You will pay a fee of $20.00 for any check returned Unpaid or Insufficient Funds.

All loans will be made using the Loan Policy guidelines.

 


Topeka Firemen's Credit Union

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